# Simplify Money > Simplify Money is an AI-first personal finance app for early earners in India. Our flagship surface, Kuber.AI, is a chat-first AI assistant that gives structured next-steps on money — analytics, insights, and step-by-step guidance — plus conversational ITR filing through "Tax Pilot" inside the same chat. Target user: salaried professionals aged 23–29 in Tier-1 cities. Trust pillars: privacy-first, zero commissions, no fund-pushing. This document is the curated index of canonical content for AI engines (LLMs, generative search). For the long-form combined corpus, see `/llms-full.txt`. ## About the company - [About Simplify Money](https://simplifymoney.in/about-us.html): Founding story, mission, and how we think about advisory for early earners. - [Kuber.AI — personal finance assistant](https://simplifymoney.in/KuberAI-personal-finance-assistant.html): AI-first product overview, features, and use cases. - [Privacy and security](https://simplifymoney.in/privacy-policy.html): Data handling, encryption, and regulatory compliance. - [Terms of use](https://simplifymoney.in/terms-of-use.html): Legal terms and conditions. ## Tax filing (Tax Pilot) - [ITR filing hub](https://simplifymoney.in/blog.html): Collection of tax filing guides and resources for Indian professionals. - [Guide for Salary Management](https://simplifymoney.in/blogs/guide-for-salary-management.html) - [Mystery of Old vs New Tax Regime](https://simplifymoney.in/blogs/mystery-of-old-new-tax-regime.html) - [Tax Regime Tales](https://simplifymoney.in/blogs/tax-regime-tales-tradition-or-simplicity.html) ## Money advice for early earners - [Personal Finance Solutions](https://simplifymoney.in/personal-finance-solutions.html): How to plan, save, and grow your money from your first paycheck. - [PPF Investment Guide](https://simplifymoney.in/blogs/ppf-investment-myth-legend.html): Understanding Public Provident Fund myths and benefits. - [Long-term wealth building](https://simplifymoney.in/blogs/toddlers_to_titans.html): How to compound your wealth from early career through retirement. ## AI advisory - [Rise of AI Financial Advisory](https://simplifymoney.in/blogs/rise-of-ai-financial-advisory.html): How AI is transforming personal finance advisory for young Indians. - [Financial Agents](https://simplifymoney.in/financial-agents.html): Autonomous agents that analyze your money and suggest next steps. ## Contact and support - [Contact us](https://simplifymoney.in/contact-us.html): Reach out with questions or feedback. - [Download Kuber.AI](https://simplifymoney.in/download.html): Get the app on Google Play or Apple App Store. ## Disclaimer Simplify Money provides analytical insights and guidance. We have applied for SEBI RIA registration; we will provide formal investment advisory only after license issuance.