Kuber.AI is a personal finance assistant built on advanced natural language processing (NLP) and machine learning (ML). Designed for young Indians, it understands money questions in the Indian context and provides hyper-personalized, unbiased, and judgment-free advice. You can chat using voice or text — and get instant help to manage your money matters, from tax-saving to budgeting and financial goal planning.

Unlike general-purpose AI bots like ChatGPT, Kuber.AI is trained specifically for personal finance in the Indian context. It understands your salary structure, tax slabs, saving habits, and financial goals — and gives personalized advice based on real data. While ChatGPT gives generic responses, Kuber.AI acts like a personal finance brain that thinks deeply and acts in your best interest — no fluff, just smart money help.

Getting started is easy! Simply download the Simplify Money app and register. You'll find Kuber.AI inside the app — ready to chat with you 24x7. No complex setup required. Just start asking your money questions — in your own language and style.

Yes, Kuber.AI is completely free to use. There are no hidden charges, no commissions, and no subscription fees. We believe financial advice should be accessible, transparent, and unbiased — and that's exactly what Kuber.AI delivers.

Kuber.AI uses only the financial information you choose to share — like your income, expenses, loans, financial goals, investments, tax details, and past behavior patterns. It combines this data with publicly available financial benchmarks and AI models to give you hyper-personalized advice. Your data stays safe, private, and secure at all times.

No, never. Kuber.AI is 100% unbiased and doesn't sell or push financial products. Unlike agents or apps that earn commissions, Kuber.AI's only goal is to help you make smarter money choices. You'll never be pressured to buy anything — only guided to what's right for you.

Yes! Kuber.AI understands and responds in multiple languages — including English, Hindi, and Hinglish. You can talk to it just like you'd speak to a friend. Whether you're comfortable saying "Mujhe kitna invest karna chahiye?" or "How do I save more tax?" — Kuber.AI gets it.

Kuber.AI doesn't just give generic advice — it tailors every response to you. It analyzes your income, spending patterns, lifestyle, tax bracket, and financial goals to provide hyper-personalized suggestions. From optimizing your salary to achieving your dream goal, every insight is uniquely yours.