Trusted By 50,000+ Downloads

Simplify Money App
Your Smartest Financial Companion

AI-Powered, Privacy-first, Built for Young India
rating 4.5★ Rating

Kuber.AI

Your 24X7, AI-Assistant for Managing Your Personal Finances 

Experience intelligent financial management with Kuber.AI. Get clear, real-time financial guidance around the clock, built on your actual money — not a generic profile. Have a query about your personal finance, just ask Kuber.AI

Chat with Kuber.AI simplify money

Kuber.AI

Financial Health Assessment

Track all your money - income, expense, debts, investments, under one roof

Gain a comprehensive view of your financial health. Track your income, expenses, investments, and debts with our all-in-one AI-powered app. Take assessment & get free financial health score

Get Your Financial Health Score simplify money

Financial Health Assessment

Goal Based Money Tracking

Keep short-term & long-term money goals in view for you and yours

Your next vehicle, a luxury trip, a first home, higher education — set the goals that matter and watch where each one stands: how much is set aside, how far along you are, and whether the timeline still holds.

Track Your Next Goal simplify money

Goal Based Money Tracking

Real-Time Money Insights

See what your own numbers are saying, anywhere, anytime, in your local language

Get practical money insights anytime, anywhere, in your language. A clear read on your own numbers, because the best financial decisions are the ones you make with full information.

See Your Money Clearly simplify money

Real-Time Money Insights

What's New With The Simplify Money App

New Ways to Make Finance Fun & Rewarding! We Keep Reimagining Money Management! Experience the gamified journey, interactive learning, and exciting rewards—making finance rewarding, fun, and truly engaging.

Gamified
Onboarding

Kickstart your financial journey with an interactive onboarding process. Navigate the app with ease — an engaging experience designed to make managing your finances straightforward and rewarding.

Learn Finance With Fun

Make finance fun with interactive quizzes, and videos designed to boost your financial knowledge with ease. Whether you're a student or a professional, managing money has never been this easy and exciting.

Learn Finance With Fun

Earn Rewards While Managing Your Finance

Earn rewards for every in-app activity, from setting goals, talking to Kuber.AI, or expanding your financial knowledge, making each step towards financial success even more rewarding!

Earn Rewards While Managing Your Finance

Why Choose Simplify Money App

Smart, secure, personalized finance companion

  • Language Support

    Language Support

    Chat in your local language, anytime, anywhere

  • Personalised Insights

    Personalised Insights

    Only personalised insights on your own money, no sales talk

  • Bank-Grade Security

    Bank-Grade Security

    Bank-grade security for data privacy

  • Judgment Free

    Judgment Free

    AI-driven, judgment-free, zero-human bias explanations

Your Safety. Our Accountability.
Security & Privacy

Your Safety. Our Accountability.

We take data security and privacy as our top priority. Simplify Money employs multiple layers of protection to keep your data secure.
  • Simplify Money 2-Factor Authentication
  • Simplify Money SSL Secured
  • Simplify Money 256-bit Encryption
  • Simplify Money Financial Data Encryption

No other user or even Simplify Money can read your crucial financial information. Your data is protected with 256-bit encryption and strict access controls.