AI Personal Finance & Tax Filing App for India
Track expenses, invest smarter & file ITR — all in one AI app. Zero commission.
4.5 Rating
- Analytics & Insights
- Step By Step Guidance
- Conversational Tax Filing
- Gamified Learning Experience
- AI Advisory with Kuber.AI
Master Your Money.
An AI financial advisor for young earners in India — built to simplify saving, investing, expense tracking, and wealth growth.
See My Financial Health Score →Personal Finance Insights, Savings & Investments
Track spending, improve financial health, explore insurance options, invest in 24K digital gold, and access personalized financial recommendations — all in one place.
Financial Insights & Analytics
Monitor your spending patterns, idle cash, burn rate, savings, and overall financial health in one place with personalized money insights and analytics.
Digital Gold
Start small with 24K digital gold from just ₹10 and save, invest, or gift it anytime using voice commands or a few quick taps.
Insurance
Buy insurance plans tailored to your needs. 100% online, zero commission charges, and full transparency.
Four things we do for your money.
Everything you need to track spending, grow savings, invest smarter, and manage money better.
Analytics & Insights
Every account in one view.
Track all your bank accounts, cards, loans, and investments in one place to better understand your spending, savings, idle money, and overall financial health.
Step-by-step Money Plan
One next move at a time.
Get simple financial planning guidance with practical next steps on budgeting, saving money, paying bills, and managing your finances more effectively.
Goal-based Investing
Travel, gadget, home, first crore.
Plan and invest for your financial goals — whether it's travel, a new gadget, a home, or long-term wealth creation — with personalized monthly investment planning.
Save & Grow idle money
Make idle cash earn.
Put idle savings to better use with options like fixed deposits (FDs), SIP investments, and sweep-in accounts designed to help your money grow smarter.
Coming Soon
Landing in the next 4 weeks · Founding 100 gets it first.
Your money's personal CFO.
Step-by-step guidance on where to save, where to grow, and what to do next — built on your real money, not a generic profile. Phased rollout already in progress.
ITR Filing, Made Conversational.
No confusing portals. No endless CA calls. Upload your documents, verify details, and let Kuber.AI guide you through filing your ITR step by step. Launching in 2026 tax season.
How we're different.
Other personal finance apps build dashboards. We build the next step.
| Feature | Other Personal Finance Apps | Simplify Money |
|---|---|---|
| Zero commission products | Always | |
| Financial guidance | Dashboards & charts | Clear next steps |
| ITR filing inside app | Tax Pilot 2026 | |
| AI money insights | Basic analytics | Personalized insights |
| All finances in one app | Partial | Insurance, gold, FDs, taxes & more |
| Idle money detection | Find & grow idle cash | |
| Goal-based investing | Sometimes | Personalized plans |
How It Works
Download The Simplify Money App Now
Get Your Financial Health Score For Free And Earn Rewards
Play Store
App Store
What people are saying.
4.5★+ across Play Store and App Store. 1L+ users and counting.
"Super clean app. Pulls salary, UPI, cards into one view — and tells me where I'm leaking. No charts I have to interpret myself."
"Asked it where to put my surplus. Got a clear monthly plan in Hindi. Started executing the same week."
"Bought my first digital gold from inside a chat. 24 seconds, ₹100. Now I'm doing it every Friday."
Featured In
Awards & Recognition
Download The App Today
Let's achieve financial goals together with Simplify Money App
We're Here to Help!
Have questions or need assistance? Our team is ready to provide support and guidance tailored to your needs.
Contact Us Today
Your feedback and inquiries are important to us. Fill out the form below, and we'll get back to you as soon as possible!
Founding 100 · Limited spots
Be one of the first 100.
Simplify Money 2.0 is launching soon. The first 100 users who register their interest will get early access, help us shape the next version, and lock in up to 50% off on upcoming offerings.
Early access
Get Simplify Money 2.0 before public launch.
Up to 50% off — locked for life
Founder pricing on upcoming subscription, forever.
Shape what we build
Direct line to the team. Your feedback lands in the next sprint.
Founding badge
A permanent mark in your profile. We'll know who got us here.
Reserve your spot.
Takes 30 seconds. We'll reach out personally with next steps.
