Can I invest in mutual funds on Simplify Money?

Yes. You can invest a lumpsum or start a SIP in funds from the fund houses on the platform, right inside the app. Distribution is handled by Simplify Money Private Limited, an AMFI-registered mutual fund distributor. Finish a one-time KYC and you are ready to go.

How do I add funds I bought on other apps?

Enter your PAN and phone number, then verify with the OTP we send. Every fund linked to that PAN, whichever app or fund house you used, then shows up together in one portfolio.

Is linking my funds safe?

Linking is read-only and happens only with your OTP consent. It shows what you own; nothing is bought, sold or moved. Your data is protected with bank-grade encryption and is never sold.

Can I pause, change or stop a SIP?

Yes. You can pause a SIP for a while, change its amount or date, or stop it from the app whenever you want, without setting up a new one. SIPs start from ₹100 a month.

Do I need KYC to invest?

Yes. Mutual funds need a one-time KYC before your first investment. If you are already KYC-verified through another app or fund house, it usually carries over, so you can start in a few taps.

Will Simplify Money or Kuber.AI tell me which fund to buy?

No. We do not recommend funds. Kuber.AI can explain fund types, terms like NAV and exit load, and how SIPs work, so you can understand your options and make your own decision.

Products/Invest/Mutual Funds

Mutual Funds · Link, SIP & Lumpsum

All Your Mutual Funds, Finally in One Place

Bring in the funds you already own from any app, keep a monthly SIP going, and see every rupee next to your spending, tax and savings. One more step on your path to your first ₹10 lakh, with Kuber.AI beside you.

Google Play

App Store

Any appLink existing funds

₹100SIPs from

AnytimePause or change

Your portfolioLive

Equity fund

Index fund

Tax saving

Liquid fund

All funds, one place

Kuber.AIPulled in funds from 6 fund houses ✓

Equity

SIP from ₹100

Fund houses on Simplify Money

Why here

One App for Every Fund You Own

No more opening four apps to see one portfolio.

1 view

Every Fund, One Screen

Bring in funds from any app or fund house with your PAN.

SIP

Start, Pause, Change

SIPs from ₹100 that move with your month.

3 taps

Lumpsum, Fast

Pick a fund, enter an amount, slide to pay.

360°

Next to Your Money

See funds beside spending, tax and savings.

How to add your funds

Link Every Fund in a Few Taps

Share your PAN and phone number, confirm with an OTP, and every fund you hold shows up in one view, whichever app or fund house you used.

Read-only. Linking shows what you own. Nothing is bought, sold or moved.

Link your funds Enter your PAN to find every mutual fund linked to it. PAN ABCDE1234F Sample PAN shown for illustration. Continue

Add your phone number Use the mobile number registered with your funds. Mobile number +9198765 43210 Sample number shown for illustration. Get OTP

Verify it's you Enter the OTP sent to your registered mobile number.

482913

Resend in 0:24 Verify

Your funds ● All linked in one place

Equity fundHDFC Mutual Fund✓ Linked

Index fundSBI Mutual Fund✓ Linked

Tax saving (ELSS)ICICI Prudential Mutual Fund✓ Linked

Liquid fundAxis Mutual Fund✓ Linked

Invest more

Kuber.AIOnline

How does fund linking work?

You share your PAN and phone number, then confirm with an OTP. I then pull in every fund linked to it, from any app or fund house, and show them together.

It's read-only. Nothing is bought, sold or moved unless you choose to.

Ask about any fund type…

Ask Kuber.AI

Confused by NAV, ELSS or Exit Load? Ask Kuber.AI

Kuber.AI explains mutual funds in plain words, right inside the app. It helps you understand your options. You make the call.

“What is an index fund?” “Which of my funds are ELSS?” “Pause my SIP for March” “What does exit load mean?”

Fund types

Twelve Fund Types, Zero Jargon

Hover or tap a card to flip it.

Not sure which type is which? Ask Kuber.AI →

Invest your way

Monthly SIP or One-Time Lumpsum

Set It Once. Pause Anytime.

Pick a date and an amount from ₹100. Pause, change the amount or stop whenever life changes.

Lumpsum in Three Taps

Pick a fund, enter an amount from ₹100, slide to pay. Units show up in your portfolio once allotted.

In the app

Take a Peek Inside

Sample Link every fund screen — **Link every fund**PAN, phone number and OTP, and your funds show up.

Sample Invest a lumpsum screen — **Invest a lumpsum**Pick a fund, enter an amount, pay.

Sample Start a SIP screen — **Start a SIP**Choose a date. Pause anytime.

Sample screens for illustration.

FAQs

Questions, Answered

Still curious?Ask Kuber.AI anything about mutual funds →

Download The App Today

Link your funds, start a SIP or invest a lumpsum, all in one place.