PPF (Public Provident Fund)

Definition

Government-backed savings scheme with 15-year maturity, tax-free interest (currently 7.1% p.a.), and withdrawal options after 7 years. Section 80C eligible.

In Context

PPF follows EEE (Exempt-Exempt-Exempt) taxation: contributions deductible, interest tax-free, maturity tax-free. Maximum deposit ₹1.5L per year. Suitable for risk-averse investors.

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